Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,670 | $104,251-81.1% | $91,004-78.4% | $147,585-86.7% |
| Participation rate | 90.0% | 78.2%+11.8pp | 75.6%+14.4pp | 82.8%+7.2pp |
| Annual return | 17.49% | 27.06%-9.6pp | 4.60%+12.9pp | 578.58%-561.1pp |
| Employer contribution / active EE | $7,410 | $3,116+137.8% | $2,456+201.8% | $4,876+52.0% |
| Participant deferral / active EE | $12,011 | $4,195+186.3% | $3,548+238.6% | $5,439+120.8% |
| Admin fee / account holder | $3,715 | $8,948-58.5% | $5,417-31.4% | $10,886-65.9% |