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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,175 | $150,446-56.0% | $136,297-51.4% | $147,585-55.2% |
| Participation rate | 90.0% | 84.4%+5.6pp | 81.9%+8.1pp | 82.8%+7.2pp |
| Annual return | 20.15% | 1049.14%-1029.0pp | 5156.19%-5136.0pp | 578.58%-558.4pp |
| Employer contribution / active EE | $11,176 | $5,256+112.6% | $4,696+138.0% | $4,876+129.2% |
| Participant deferral / active EE | $6,724 | $6,631+1.4% | $6,247+7.6% | $5,439+23.6% |
| Admin fee / account holder | $3,390 | $10,906-68.9% | $9,244-63.3% | $10,886-68.9% |