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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,377 | $148,623-93.7% | $135,974-93.1% | $139,466-93.3% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 1218.97% | 79.30%+1139.7pp | 68.30%+1150.7pp | 373.66%+845.3pp |
| Employer contribution / active EE | $3,151 | $5,246-39.9% | $4,859-35.1% | $4,754-33.7% |
| Participant deferral / active EE | $5,792 | $8,103-28.5% | $7,760-25.4% | $6,712-13.7% |
| Admin fee / account holder | $22,022 | $12,406+77.5% | $10,767+104.5% | $11,409+93.0% |