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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,216 | $157,296+28.6% | $141,191+43.2% | $152,897+32.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 21.35% | 64.34%-43.0pp | 71.41%-50.1pp | 345.43%-324.1pp |
| Employer contribution / active EE | $8,093 | $5,262+53.8% | $4,736+70.9% | $4,764+69.9% |
| Participant deferral / active EE | $10,395 | $7,111+46.2% | $6,710+54.9% | $5,851+77.7% |
| Admin fee / account holder | $358 | $12,125-97.0% | $10,264-96.5% | $11,599-96.9% |