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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,047 | $63,346-79.4% | $92,240-85.9% | $70,126-81.4% |
| Participation rate | 61.4% | 68.7%-7.3pp | 76.5%-15.1pp | 69.5%-8.2pp |
| Annual return | 27.99% | 530.19%-502.2pp | 176.29%-148.3pp | 73.15%-45.2pp |
| Employer contribution / active EE | $1,317 | $2,471-46.7% | $3,680-64.2% | $2,343-43.8% |
| Participant deferral / active EE | $3,278 | $2,854+14.9% | $3,897-15.9% | $3,332-1.6% |
| Admin fee / account holder | $217 | $3,841-94.3% | $5,194-95.8% | $4,645-95.3% |