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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,677 | $118,877-62.4% | $96,570-53.7% | $167,536-73.3% |
| Participation rate | 71.4% | 75.5%-4.1pp | 69.8%+1.6pp | 82.1%-10.7pp |
| Annual return | -5.45% | 50.50%-56.0pp | 37.79%-43.2pp | 478.82%-484.3pp |
| Employer contribution / active EE | $2,127 | $3,121-31.8% | $2,357-9.8% | $4,839-56.0% |
| Participant deferral / active EE | $6,002 | $4,617+30.0% | $3,849+55.9% | $6,342-5.4% |
| Admin fee / account holder | $1,220 | $8,069-84.9% | $6,182-80.3% | $12,315-90.1% |