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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,462 | $83,337-16.6% | $67,834+2.4% | $273,970-74.6% |
| Participation rate | 85.7% | 76.4%+9.3pp | 68.8%+16.9pp | 83.0%+2.7pp |
| Annual return | -6.82% | 259.45%-266.3pp | 138.47%-145.3pp | 41.46%-48.3pp |
| Employer contribution / active EE | $1,726 | $3,287-47.5% | $2,403-28.2% | $4,869-64.5% |
| Participant deferral / active EE | $8,298 | $4,088+103.0% | $3,160+162.6% | $5,287+57.0% |
| Admin fee / account holder | $4,536 | $6,752-32.8% | $4,622-1.9% | $10,132-55.2% |