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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,801 | $88,996+76.2% | $78,004+101.0% | $138,895+12.9% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.4%+30.6pp | 79.9%+20.1pp |
| Annual return | 9.14% | 28.03%-18.9pp | 31.07%-21.9pp | 145.39%-136.2pp |
| Employer contribution / active EE | $11,278 | $2,917+286.6% | $2,469+356.8% | $4,194+168.9% |
| Participant deferral / active EE | $8,219 | $4,724+74.0% | $4,092+100.9% | $6,396+28.5% |
| Admin fee / account holder | $38,290 | $8,807+334.8% | $7,578+405.3% | $12,562+204.8% |