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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,839 | $85,766-17.4% | $136,297-48.0% | $70,124+1.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 15.68% | 31.45%-15.8pp | 5156.19%-5140.5pp | 73.14%-57.5pp |
| Employer contribution / active EE | $4,506 | $2,966+51.9% | $4,696-4.0% | $2,342+92.4% |
| Participant deferral / active EE | $6,684 | $5,051+32.3% | $6,247+7.0% | $3,332+100.6% |
| Admin fee / account holder | $776 | $5,420-85.7% | $9,244-91.6% | $4,645-83.3% |