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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,930 | $32,037-72.1% | $69,182-87.1% | $62,881-85.8% |
| Participation rate | 37.5% | 43.4%-5.9pp | 55.1%-17.6pp | 69.3%-31.8pp |
| Annual return | 7.32% | 15.16%-7.8pp | -21.93%+29.3pp | 20.14%-12.8pp |
| Employer contribution / active EE | $652 | $679-4.0% | $1,206-46.0% | $2,281-71.4% |
| Participant deferral / active EE | $1,008 | $1,185-14.9% | $1,897-46.8% | $3,203-68.5% |
| Admin fee / account holder | $634 | $2,608-75.7% | $2,697-76.5% | $4,296-85.2% |