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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,632 | $144,130-80.8% | $117,861-76.6% | $147,586-81.3% |
| Participation rate | 85.7% | 83.4%+2.3pp | 79.7%+6.0pp | 82.8%+2.9pp |
| Annual return | 27.35% | 531.20%-503.9pp | 335.11%-307.8pp | 578.59%-551.2pp |
| Employer contribution / active EE | $2,920 | $4,897-40.4% | $3,786-22.9% | $4,876-40.1% |
| Participant deferral / active EE | $6,216 | $5,316+16.9% | $4,482+38.7% | $5,439+14.3% |
| Admin fee / account holder | $696 | $10,887-93.6% | $8,021-91.3% | $10,886-93.6% |