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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,747 | $175,259+55.6% | $149,723+82.2% | $139,487+95.5% |
| Participation rate | 80.0% | 83.4%-3.4pp | 78.8%+1.2pp | 80.3%-0.3pp |
| Annual return | 19.83% | 166.82%-147.0pp | 134.50%-114.7pp | 373.84%-354.0pp |
| Employer contribution / active EE | $7,376 | $5,478+34.6% | $4,821+53.0% | $4,755+55.1% |
| Participant deferral / active EE | $10,576 | $6,522+62.2% | $5,682+86.1% | $6,713+57.6% |
| Admin fee / account holder | $10,173 | $16,158-37.0% | $13,215-23.0% | $11,407-10.8% |