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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,019 | $183,592+77.0% | $155,574+108.9% | $145,877+122.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.71% | 61.37%-46.7pp | 64.87%-50.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $8,283 | $5,317+55.8% | $4,676+77.2% | $4,663+77.6% |
| Participant deferral / active EE | $8,663 | $6,466+34.0% | $5,629+53.9% | $6,691+29.5% |
| Admin fee / account holder | $3,664 | $19,316-81.0% | $15,914-77.0% | $13,402-72.7% |