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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,515 | $153,774-67.8% | $133,979-63.0% | $273,970-81.9% |
| Participation rate | 83.3% | 88.4%-5.0pp | 87.1%-3.7pp | 83.0%+0.3pp |
| Annual return | 39.32% | 36.51%+2.8pp | 29.30%+10.0pp | 41.46%-2.1pp |
| Employer contribution / active EE | $1,843 | $6,029-69.4% | $5,211-64.6% | $4,869-62.2% |
| Participant deferral / active EE | $6,283 | $6,958-9.7% | $6,2820% | $5,287+18.8% |
| Admin fee / account holder | $2,452 | $11,765-79.2% | $9,324-73.7% | $10,132-75.8% |