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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,426 | $167,362-80.0% | $143,799-76.8% | $134,532-75.2% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -12.93% | 0.47%-13.4pp | -0.04%-12.9pp | 418.27%-431.2pp |
| Employer contribution / active EE | $1,686 | $5,620-70.0% | $4,952-65.9% | $4,741-64.4% |
| Participant deferral / active EE | $2,324 | $6,447-64.0% | $5,638-58.8% | $6,401-63.7% |
| Admin fee / account holder | $452 | $18,094-97.5% | $14,677-96.9% | $11,429-96.0% |