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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,085 | $138,076-92.0% | $123,553-91.0% | $135,380-91.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 0.00% | 153.70%-153.7pp | 119.21%-119.2pp | 519.81%-519.8pp |
| Employer contribution / active EE | $4,753 | $5,152-7.7% | $4,628+2.7% | $4,779-0.5% |
| Participant deferral / active EE | $9,158 | $6,800+34.7% | $6,426+42.5% | $5,609+63.3% |
| Admin fee / account holder | $2,906 | $10,917-73.4% | $9,284-68.7% | $10,828-73.2% |