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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,692 | $73,863-74.7% | $143,797-87.0% | $68,490-72.7% |
| Participation rate | 38.7% | 66.7%-28.0pp | 80.3%-41.7pp | 67.9%-29.2pp |
| Annual return | -18.85% | 0.91%-19.8pp | -0.04%-18.8pp | -7.85%-11.0pp |
| Employer contribution / active EE | $634 | $3,185-80.1% | $4,952-87.2% | $2,597-75.6% |
| Participant deferral / active EE | $1,327 | $3,385-60.8% | $5,638-76.5% | $4,028-67.1% |
| Admin fee / account holder | $483 | $5,756-91.6% | $14,679-96.7% | $5,403-91.1% |