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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,561 | $183,539-53.9% | $155,556-45.6% | $145,897-42.0% |
| Participation rate | 93.3% | 82.7%+10.6pp | 78.2%+15.1pp | 80.3%+13.0pp |
| Annual return | 15.99% | 61.31%-45.3pp | 64.84%-48.9pp | 552.29%-536.3pp |
| Employer contribution / active EE | $2,205 | $5,315-58.5% | $4,675-52.8% | $4,663-52.7% |
| Participant deferral / active EE | $7,811 | $6,467+20.8% | $5,631+38.7% | $6,689+16.8% |
| Admin fee / account holder | $720 | $19,275-96.3% | $15,885-95.5% | $13,390-94.6% |