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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,663 | $172,111-19.4% | $150,298-7.7% | $137,256+1.0% |
| Participation rate | 91.7% | 81.7%+10.0pp | 77.8%+13.9pp | 80.0%+11.7pp |
| Annual return | 7.53% | 69.37%-61.8pp | 62.79%-55.3pp | 220.34%-212.8pp |
| Employer contribution / active EE | $2,908 | $4,636-37.3% | $4,154-30.0% | $4,156-30.0% |
| Participant deferral / active EE | $10,225 | $6,166+65.8% | $5,453+87.5% | $6,407+59.6% |
| Admin fee / account holder | $8,754 | $16,471-46.9% | $14,116-38.0% | $12,270-28.7% |