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| Provider | Service type | Compensation |
|---|---|---|
ENZA FINANCIAL LLC4 years Service code 27 6450 ROCKSIDE WOODS BLVD S · INDEPENDENCE, OH 44131 | Advisory (Plan) | $89,007 |
Filed as: EMPOWER ANNUITY INS. CO OF AMERICA Service code 50 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Direct Payment | $71,801 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $17,798 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,260 | $99,442-34.4% | $113,397-42.5% | $71,012-8.1% |
| Participation rate | 95.5% | 78.9%+16.6pp | 76.5%+19.0pp | 58.6%+37.0pp |
| Annual return | 13.82% | 17.93%-4.1pp | 23.20%-9.4pp | 37.67%-23.8pp |
| Employer contribution / active EE | $4,931 | $3,068+60.7% | $2,977+65.6% | $2,348+110.0% |
| Participant deferral / active EE | $3,053 | $4,915-37.9% | $5,076-39.9% | $3,246-5.9% |
| Admin fee / account holder | $325 | $535-39.3% | $11,957-97.3% | $1,167-72.2% |