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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,068 | $124,175-27.5% | $108,405-16.9% | $167,536-46.2% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 15.57% | 1380.13%-1364.6pp | 905.55%-890.0pp | 478.82%-463.2pp |
| Employer contribution / active EE | $2,758 | $4,188-34.1% | $3,559-22.5% | $4,839-43.0% |
| Participant deferral / active EE | $7,281 | $6,908+5.4% | $6,563+10.9% | $6,342+14.8% |
| Admin fee / account holder | $1,315 | $9,457-86.1% | $7,297-82.0% | $12,315-89.3% |