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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,946 | $96,524-96.9% | $75,900-96.1% | $152,909-98.1% |
| Participation rate | 75.0% | 76.2%-1.2pp | 69.3%+5.7pp | 82.5%-7.5pp |
| Annual return | 20.79% | 33.93%-13.1pp | 30.73%-9.9pp | 345.46%-324.7pp |
| Employer contribution / active EE | $0 | $3,311-100.0% | $2,501-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $1,261 | $4,554-72.3% | $3,604-65.0% | $5,851-78.5% |
| Admin fee / account holder | $531 | $8,082-93.4% | $5,421-90.2% | $11,601-95.4% |