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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,260 | $58,627-67.1% | $76,735-74.9% | $82,448-76.6% |
| Participation rate | 58.5% | 63.2%-4.7pp | 69.5%-11.0pp | 68.1%-9.5pp |
| Annual return | 14.75% | 39.10%-24.4pp | 29.77%-15.0pp | 41.64%-26.9pp |
| Employer contribution / active EE | $551 | $1,729-68.1% | $2,454-77.5% | $2,551-78.4% |
| Participant deferral / active EE | $1,795 | $3,134-42.7% | $4,088-56.1% | $4,139-56.6% |
| Admin fee / account holder | $6,227 | $5,323+17.0% | $7,189-13.4% | $7,234-13.9% |