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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,430 | $93,346+7.6% | $71,796+39.9% | $273,972-63.3% |
| Participation rate | 91.7% | 76.5%+15.1pp | 69.1%+22.6pp | 83.0%+8.7pp |
| Annual return | 7.16% | 130.39%-123.2pp | 78.04%-70.9pp | 41.46%-34.3pp |
| Employer contribution / active EE | $3,041 | $2,733+11.3% | $1,924+58.0% | $4,869-37.5% |
| Participant deferral / active EE | $7,122 | $3,475+104.9% | $2,794+154.9% | $5,287+34.7% |
| Admin fee / account holder | $4,213 | $6,571-35.9% | $4,815-12.5% | $10,133-58.4% |