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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,558 | $211,288-85.1% | $178,540-82.3% | $145,884-78.4% |
| Participation rate | 37.5% | 80.8%-43.3pp | 77.1%-39.6pp | 80.3%-42.8pp |
| Annual return | 11.42% | 30.27%-18.9pp | 27.15%-15.7pp | 551.85%-540.4pp |
| Employer contribution / active EE | $2,274 | $4,574-50.3% | $3,953-42.5% | $4,662-51.2% |
| Participant deferral / active EE | $2,859 | $6,967-59.0% | $6,281-54.5% | $6,690-57.3% |
| Admin fee / account holder | $10,049 | $12,105-17.0% | $10,424-3.6% | $13,392-25.0% |