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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,558 | $210,698-85.0% | $178,014-82.3% | $145,959-78.4% |
| Participation rate | 37.5% | 80.8%-43.3pp | 77.1%-39.6pp | 80.3%-42.8pp |
| Annual return | 11.42% | 386.27%-374.9pp | 294.80%-283.4pp | 561.95%-550.5pp |
| Employer contribution / active EE | $2,274 | $4,567-50.2% | $3,950-42.4% | $4,661-51.2% |
| Participant deferral / active EE | $2,859 | $6,958-58.9% | $6,276-54.5% | $6,689-57.3% |
| Admin fee / account holder | $10,049 | $12,016-16.4% | $10,362-3.0% | $13,398-25.0% |