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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,156 | $176,105-76.6% | $159,474-74.2% | $167,536-75.4% |
| Participation rate | 56.3% | 85.0%-28.7pp | 82.8%-26.6pp | 82.1%-25.9pp |
| Annual return | 17.41% | 331.91%-314.5pp | 263.68%-246.3pp | 478.82%-461.4pp |
| Employer contribution / active EE | $1,336 | $5,299-74.8% | $4,831-72.4% | $4,839-72.4% |
| Participant deferral / active EE | $3,044 | $7,751-60.7% | $7,353-58.6% | $6,342-52.0% |
| Admin fee / account holder | $171 | $12,559-98.6% | $10,802-98.4% | $12,315-98.6% |