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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,440 | $150,446-37.9% | $136,297-31.4% | $147,585-36.7% |
| Participation rate | 69.2% | 84.4%-15.2pp | 81.9%-12.7pp | 82.8%-13.6pp |
| Annual return | 13.72% | 1049.14%-1035.4pp | 5156.19%-5142.5pp | 578.58%-564.9pp |
| Employer contribution / active EE | $1,865 | $5,256-64.5% | $4,696-60.3% | $4,876-61.8% |
| Participant deferral / active EE | $7,462 | $6,631+12.5% | $6,247+19.4% | $5,439+37.2% |
| Admin fee / account holder | $29 | $10,906-99.7% | $9,244-99.7% | $10,886-99.7% |