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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,871 | $183,592-56.5% | $155,574-48.7% | $145,877-45.2% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 14.23% | 61.37%-47.1pp | 64.87%-50.6pp | 551.28%-537.1pp |
| Employer contribution / active EE | $2,959 | $5,317-44.4% | $4,676-36.7% | $4,663-36.6% |
| Participant deferral / active EE | $14,587 | $6,466+125.6% | $5,629+159.1% | $6,691+118.0% |
| Admin fee / account holder | $8,407 | $19,316-56.5% | $15,914-47.2% | $13,402-37.3% |