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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,871 | $183,592-56.5% | $155,567-48.7% | $145,959-45.3% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 14.23% | 61.24%-47.0pp | 64.74%-50.5pp | 561.95%-547.7pp |
| Employer contribution / active EE | $2,959 | $5,315-44.3% | $4,674-36.7% | $4,661-36.5% |
| Participant deferral / active EE | $14,587 | $6,464+125.7% | $5,628+159.2% | $6,689+118.1% |
| Admin fee / account holder | $8,407 | $19,318-56.5% | $15,916-47.2% | $13,398-37.3% |