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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,871 | $183,539-56.5% | $155,556-48.7% | $145,897-45.3% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 14.23% | 61.31%-47.1pp | 64.84%-50.6pp | 552.29%-538.1pp |
| Employer contribution / active EE | $2,959 | $5,315-44.3% | $4,675-36.7% | $4,663-36.5% |
| Participant deferral / active EE | $14,587 | $6,467+125.6% | $5,631+159.1% | $6,689+118.1% |
| Admin fee / account holder | $8,407 | $19,275-56.4% | $15,885-47.1% | $13,390-37.2% |