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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,471 | $106,247-36.5% | $96,515-30.1% | $139,466-51.6% |
| Participation rate | 88.9% | 77.8%+11.0pp | 74.3%+14.5pp | 80.3%+8.6pp |
| Annual return | 49.20% | 38.47%+10.7pp | 35.73%+13.5pp | 373.66%-324.5pp |
| Employer contribution / active EE | $4,377 | $4,106+6.6% | $3,740+17.0% | $4,754-7.9% |
| Participant deferral / active EE | $10,226 | $5,456+87.4% | $4,880+109.6% | $6,712+52.4% |
| Admin fee / account holder | $3,742 | $7,885-52.5% | $6,735-44.4% | $11,409-67.2% |