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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,857 | $85,766-54.7% | $136,297-71.5% | $70,124-44.6% |
| Participation rate | 72.1% | 74.2%-2.0pp | 81.9%-9.8pp | 69.5%+2.6pp |
| Annual return | 15.76% | 31.45%-15.7pp | 5156.19%-5140.4pp | 73.14%-57.4pp |
| Employer contribution / active EE | $761 | $2,966-74.3% | $4,696-83.8% | $2,342-67.5% |
| Participant deferral / active EE | $3,955 | $5,051-21.7% | $6,247-36.7% | $3,332+18.7% |
| Admin fee / account holder | $3,866 | $5,420-28.7% | $9,244-58.2% | $4,645-16.8% |