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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,414 | $80,753-85.9% | $136,298-91.6% | $62,293-81.7% |
| Participation rate | 99.0% | 73.5%+25.5pp | 81.9%+17.1pp | 69.5%+29.5pp |
| Annual return | 33.63% | 35.83%-2.2pp | 5156.27%-5122.6pp | 28.90%+4.7pp |
| Employer contribution / active EE | $23 | $2,884-99.2% | $4,696-99.5% | $2,042-98.9% |
| Participant deferral / active EE | $4,176 | $5,164-19.1% | $6,247-33.2% | $3,169+31.8% |
| Admin fee / account holder | $0 | $525-100.0% | $9,244-100.0% | $479-100.0% |