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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,088 | $73,978-20.1% | $96,515-38.8% | $75,173-21.4% |
| Participation rate | 29.7% | 66.4%-36.7pp | 74.3%-44.6pp | 67.2%-37.5pp |
| Annual return | 24.97% | 26.72%-1.8pp | 35.73%-10.8pp | 160.72%-135.7pp |
| Employer contribution / active EE | $1,529 | $2,931-47.8% | $3,740-59.1% | $2,671-42.8% |
| Participant deferral / active EE | $2,174 | $3,660-40.6% | $4,880-55.4% | $4,126-47.3% |
| Admin fee / account holder | $1,738 | $5,219-66.7% | $6,735-74.2% | $5,651-69.2% |