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| Provider | Service type | Compensation |
|---|---|---|
DYNAMIC WEALTH ADVISORS1 year Service code 27 · EIN 26-3945512 | Advisory (Plan) | $7,728 |
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Custodial (other than securities); Re... | $6,146 |
THE RYDING COMPANY1 year Service code 17 · EIN 95-3497679 | Pension Consulting | $1,520 |
RELIANCE TRUST COMPANY1 year Filed as: RELIANCE CUSTODY FEES Service code 19 · EIN 25-1838406 | Securities Custodian | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,915 | $90,745-86.9% | $130,270-90.9% | $75,177-84.2% |
| Participation rate | 62.3% | 71.1%-8.8pp | 76.3%-14.0pp | 67.2%-4.9pp |
| Annual return | 15.63% | 34.45%-18.8pp | 38.89%-23.3pp | 160.75%-145.1pp |
| Employer contribution / active EE | $3,800 | $3,314+14.7% | $4,128-7.9% | $2,671+42.3% |
| Participant deferral / active EE | $373 | $5,362-93.0% | $6,797-94.5% | $4,126-91.0% |
| Admin fee / account holder | $134 | $6,331-97.9% | $6,022-97.8% | $5,651-97.6% |