Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,771 | $75,183-77.7% | $123,894-86.5% | $55,167-69.6% |
| Participation rate | 39.8% | 72.8%-33.1pp | 81.4%-41.7pp | 69.0%-29.2pp |
| Annual return | 57.73% | 19.01%+38.7pp | 47.52%+10.2pp | 169.23%-111.5pp |
| Employer contribution / active EE | $611 | $2,823-78.3% | $4,617-86.8% | $1,963-68.8% |
| Participant deferral / active EE | $2,571 | $5,084-49.4% | $5,984-57.0% | $3,054-15.8% |
| Admin fee / account holder | $1,458 | $663+120.1% | $8,357-82.5% | $504+189.4% |