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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,250 | $88,707-69.3% | $74,184-63.3% | $273,972-90.1% |
| Participation rate | 91.7% | 79.4%+12.2pp | 76.6%+15.0pp | 83.0%+8.7pp |
| Annual return | 4.09% | 11.94%-7.9pp | 17.74%-13.6pp | 41.46%-37.4pp |
| Employer contribution / active EE | $2,420 | $3,159-23.4% | $2,370+2.1% | $4,869-50.3% |
| Participant deferral / active EE | $6,033 | $4,212+43.2% | $3,550+69.9% | $5,287+14.1% |
| Admin fee / account holder | $5,650 | $8,717-35.2% | $5,586+1.2% | $10,133-44.2% |