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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,604 | $181,896+112.5% | $156,551+147.0% | $273,972+41.1% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 8.53% | 30.74%-22.2pp | 32.23%-23.7pp | 41.46%-32.9pp |
| Employer contribution / active EE | $30,281 | $6,248+384.7% | $5,501+450.4% | $4,869+522.0% |
| Participant deferral / active EE | $16,082 | $5,550+189.8% | $4,871+230.2% | $5,287+204.2% |
| Admin fee / account holder | $3,950 | $15,560-74.6% | $13,028-69.7% | $10,133-61.0% |