Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,203 | $62,672-78.9% | $185,117-92.9% | $70,124-81.2% |
| Participation rate | 62.2% | 63.8%-1.6pp | 77.3%-15.0pp | 69.5%-7.3pp |
| Annual return | 11.14% | 40.79%-29.7pp | 40.50%-29.4pp | 73.14%-62.0pp |
| Employer contribution / active EE | $566 | $1,753-67.7% | $4,182-86.5% | $2,342-75.9% |
| Participant deferral / active EE | $1,292 | $3,272-60.5% | $5,045-74.4% | $3,332-61.2% |
| Admin fee / account holder | $527 | $3,932-86.6% | $8,159-93.5% | $4,645-88.7% |