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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,609 | $198,462-22.6% | $170,439-9.9% | $147,585+4.1% |
| Participation rate | 50.0% | 88.0%-38.0pp | 83.6%-33.6pp | 82.8%-32.8pp |
| Annual return | 14.79% | 257.30%-242.5pp | 205.94%-191.1pp | 578.58%-563.8pp |
| Employer contribution / active EE | $7,419 | $6,184+20.0% | $5,433+36.6% | $4,876+52.1% |
| Participant deferral / active EE | $10,478 | $5,629+86.1% | $4,939+112.1% | $5,439+92.7% |
| Admin fee / account holder | $66,027 | $16,852+291.8% | $13,881+375.7% | $10,886+506.6% |