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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,402 | $150,446-8.7% | $136,297+0.8% | $147,585-6.9% |
| Participation rate | 93.8% | 84.4%+9.3pp | 81.9%+11.8pp | 82.8%+10.9pp |
| Annual return | 18.09% | 1049.14%-1031.1pp | 5156.19%-5138.1pp | 578.58%-560.5pp |
| Employer contribution / active EE | $7,274 | $5,256+38.4% | $4,696+54.9% | $4,876+49.2% |
| Participant deferral / active EE | $13,851 | $6,631+108.9% | $6,247+121.7% | $5,439+154.7% |
| Admin fee / account holder | $2,804 | $10,906-74.3% | $9,244-69.7% | $10,886-74.2% |