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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,432 | $150,446-95.7% | $136,297-95.3% | $147,585-95.6% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 13.41% | 1049.14%-1035.7pp | 5156.19%-5142.8pp | 578.58%-565.2pp |
| Employer contribution / active EE | $2,312 | $5,256-56.0% | $4,696-50.8% | $4,876-52.6% |
| Participant deferral / active EE | $2,890 | $6,631-56.4% | $6,247-53.7% | $5,439-46.9% |
| Admin fee / account holder | $724 | $10,906-93.4% | $9,244-92.2% | $10,886-93.4% |