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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,702 | $181,896-87.0% | $156,551-84.9% | $273,972-91.3% |
| Participation rate | 77.8% | 88.4%-10.6pp | 84.0%-6.2pp | 83.0%-5.2pp |
| Annual return | 0.00% | 30.74%-30.7pp | 32.23%-32.2pp | 41.46%-41.5pp |
| Employer contribution / active EE | $2,403 | $6,248-61.5% | $5,501-56.3% | $4,869-50.6% |
| Participant deferral / active EE | $6,168 | $5,550+11.1% | $4,871+26.6% | $5,287+16.7% |
| Admin fee / account holder | $604 | $15,560-96.1% | $13,028-95.4% | $10,133-94.0% |