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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,554 | $88,585-72.3% | $69,884-64.9% | $134,532-81.7% |
| Participation rate | 22.2% | 74.9%-52.7pp | 70.5%-48.3pp | 81.2%-59.0pp |
| Annual return | -17.57% | 442.80%-460.4pp | 190.81%-208.4pp | 418.27%-435.8pp |
| Employer contribution / active EE | $910 | $3,235-71.9% | $2,560-64.5% | $4,741-80.8% |
| Participant deferral / active EE | $6,756 | $4,770+41.6% | $3,848+75.6% | $6,401+5.5% |
| Admin fee / account holder | $2,491 | $10,441-76.1% | $6,266-60.3% | $11,429-78.2% |