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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,684 | $76,551-37.7% | $123,894-61.5% | $62,881-24.2% |
| Participation rate | 57.7% | 73.0%-15.3pp | 81.4%-23.7pp | 69.3%-11.6pp |
| Annual return | 9.44% | 18.68%-9.2pp | 47.52%-38.1pp | 20.14%-10.7pp |
| Employer contribution / active EE | $3,460 | $2,882+20.0% | $4,617-25.1% | $2,281+51.7% |
| Participant deferral / active EE | $6,379 | $4,840+31.8% | $5,984+6.6% | $3,203+99.2% |
| Admin fee / account holder | $3,123 | $4,826-35.3% | $8,357-62.6% | $4,296-27.3% |