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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,196 | $45,343-24.6% | $150,298-77.2% | $67,986-49.7% |
| Participation rate | 25.9% | 51.9%-26.0pp | 77.8%-51.9pp | 57.2%-31.3pp |
| Annual return | 20.10% | 33.28%-13.2pp | 62.79%-42.7pp | 31.67%-11.6pp |
| Employer contribution / active EE | $883 | $1,462-39.6% | $4,154-78.7% | $2,019-56.2% |
| Participant deferral / active EE | $1,530 | $2,055-25.5% | $5,453-71.9% | $3,358-54.4% |
| Admin fee / account holder | $5,232 | $2,250+132.6% | $14,116-62.9% | $3,203+63.3% |