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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,239 | $153,769-77.1% | $133,975-73.7% | $273,972-87.1% |
| Participation rate | 80.0% | 88.4%-8.4pp | 87.1%-7.1pp | 83.0%-3.0pp |
| Annual return | 10.60% | 36.51%-25.9pp | 29.29%-18.7pp | 41.46%-30.9pp |
| Employer contribution / active EE | $2,079 | $6,029-65.5% | $5,211-60.1% | $4,869-57.3% |
| Participant deferral / active EE | $5,152 | $6,958-26.0% | $6,282-18.0% | $5,287-2.6% |
| Admin fee / account holder | $755 | $11,765-93.6% | $9,324-91.9% | $10,133-92.5% |