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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,450 | $84,236-31.8% | $170,439-66.3% | $70,124-18.1% |
| Participation rate | 92.0% | 70.8%+21.2pp | 83.6%+8.4pp | 69.5%+22.5pp |
| Annual return | 15.10% | 23.06%-8.0pp | 205.94%-190.8pp | 73.14%-58.0pp |
| Employer contribution / active EE | $1,964 | $3,387-42.0% | $5,433-63.8% | $2,342-16.1% |
| Participant deferral / active EE | $4,856 | $3,086+57.4% | $4,939-1.7% | $3,332+45.7% |
| Admin fee / account holder | $1,865 | $5,698-67.3% | $13,881-86.6% | $4,645-59.8% |