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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,225 | $60,349-71.5% | $74,184-76.8% | $62,881-72.6% |
| Participation rate | 78.6% | 72.7%+5.8pp | 76.6%+2.0pp | 69.3%+9.3pp |
| Annual return | 7.62% | 21.38%-13.8pp | 17.74%-10.1pp | 20.14%-12.5pp |
| Employer contribution / active EE | $1,245 | $1,680-25.9% | $2,370-47.5% | $2,281-45.4% |
| Participant deferral / active EE | $2,570 | $2,856-10.0% | $3,550-27.6% | $3,203-19.8% |
| Admin fee / account holder | $1,391 | $4,261-67.3% | $5,586-75.1% | $4,296-67.6% |