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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,583 | $138,114-17.0% | $125,391-8.6% | $134,545-14.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.44% | 750.88%-766.3pp | 572.41%-587.8pp | 418.37%-433.8pp |
| Employer contribution / active EE | $2,775 | $5,246-47.1% | $4,816-42.4% | $4,742-41.5% |
| Participant deferral / active EE | $8,620 | $7,801+10.5% | $7,448+15.7% | $6,401+34.7% |
| Admin fee / account holder | $19,362 | $11,570+67.3% | $10,009+93.4% | $11,431+69.4% |