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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,711 | $73,978-11.2% | $96,515-31.9% | $75,173-12.6% |
| Participation rate | 64.2% | 66.4%-2.3pp | 74.3%-10.2pp | 67.2%-3.0pp |
| Annual return | 24.82% | 26.72%-1.9pp | 35.73%-10.9pp | 160.72%-135.9pp |
| Employer contribution / active EE | $3,942 | $2,931+34.5% | $3,740+5.4% | $2,671+47.6% |
| Participant deferral / active EE | $8,913 | $3,660+143.5% | $4,880+82.7% | $4,126+116.0% |
| Admin fee / account holder | $1,867 | $5,219-64.2% | $6,735-72.3% | $5,651-67.0% |